Your Right to a Good Faith Estimate

Under federal law, you have the right to know how much your medical care will cost before you receive it.

What Is a Good Faith Estimate?

A Good Faith Estimate is a written document that explains the expected cost of your care. It applies if you:

  • Don’t have insurance, or
  • Choose not to use insurance.

This estimate is provided before your appointment or procedure. It’s not a bill—just a clear projection of charges so you can plan ahead.

Your Protections

  • Transparency: Know your costs up front.
  • Written Estimate: Receive it at least 1 business day before care (if booked 3+ days ahead).
  • Dispute Rights: If your bill is $400+ higher than the estimate, you can dispute it.
  • No Surprises: Providers must be honest about costs.

Why It Matters

A Good Faith Estimate helps you:

  • Avoid surprise bills
  • Compare costs
  • Make informed choices about your care

Learn More

Visit cms.gov/nosurprises or call 1-800-985-3059.

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